Customer Stories

“I would like to thank Capri Global Housing Finance for sanctioning me a home loan. I did not have a credit history that conventional lenders require. However, they looked at my cashflow records and business cycle, and decided to give me a loan. Today, my address is my identity.”

Gopal Chaurasia

Owner, Shri Krishna Pav Bhaji, Mira Road, Mumbai

Sheltering 'India's' hopes and aspirations

Mumbai-based Gopal Chaurasia runs a thriving food cart business selling pav bhaji (a famous nutritious vegetarian local fast food dish) on the Mumbai – Ahmedabad Highway at Mira Road, a busy suburb of Mumbai. “This business has given me everything that I have; an income that has helped me come out of a hand-to-mouth existence and lead a decent life,” says Gopal.

However, the informal nature of his business failed to enable Gopal to procure a home loan. “Living in a rented place is difficult; landlords often ask us to vacate with or without notice. I want to have a home of my own, so that I am able to bring stability to my family,” he says. These are the problems faced by millions of Indians, who do not have a home of their own.

I want to have a home of my own, so that I am able to bring stability to my family.

How Capri Global Housing Finance is making a difference.

We are proud to contribute to the PMAY mission. Gopal was sanctioned a home loan for INR 1.57 million. With this loan, he bought a 504 sq. ft house in Mira Road – a place close to where his extended family resides. The property is more than a shelter for the family – it holds the promise of a secure future and brings the much-needed stability to the family.

For Gopal’s children, a permanent address means that they can continue their education without unforeseen breaks. Chaurasia is one of the many customers belonging to the LIG segment; as many as 60 percent of our loan applicants belong to this segment. Since the inception of this business in 2017, we have sanctioned home loans to 311 applicants – many of whom were not able to avail loans from leading home financing companies (HFCs).

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